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Frequently Asked Questions

Q1. Is it mandatory to have car insurance in India?

Answer. Yes, motor insurance is mandatory in India. You have to have at least a third-party car insurance policy in India. It is a statutory requirement as per the Motor Vehicles Act, 1988.

Q2. What are the types of car insurance policies?

Answer. At Liberty General, there are two types of car insurance:
'Liability Only' or Third-Party Car Insurance: Third-party insurance is essential and mandatory for every car on the road. It only covers loss or damage suffered by a third party in case of an accident in an insured vehicle. A 'Liability Only' policy does not cover any loss or damage to the insured vehicle or the insured.
Comprehensive Car Insurance: This policy Includes loss or damage to the insured as well as the third-party, in case of theft or accident.

Q3. What is Car insurance?

It is an insurance policy that protects car against damage or loss resulting from an accident, theft or any other third-party liability. You can buy car insurance online or by visiting a nearest Liberty General Insurance branch.

Q4. Is it required to renew four-wheeler insurance every year?

Answer. Yes. Insurers generally offer car insurance policies for 12 months. So you will have to renew your car insurance every year. If you like, you can buy car insurance online. In this way, you can get benefits like better premiums, minimal paperwork, and much more.

Disclaimer:
Registration No : 150 | ARN:Advt/2019/Oct/29 | CIN:U66000MH2010PLC209656 | UIN:IRDAN150RP0035V01201213 | Product name : Private Car Package Policy.
Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale. *The discount amount will vary subject to vehicle specification and place of registration. *The mentioned premium is third-party premium of 1 year is for Cubic capacity < 1000 CC and may vary depending on the cubic capacity of the vehicle. 97%* Motor - OD Claim Settlement Ratio CY'23