Buy Motor Insurance Policy Online - Complete Guide 2023

A Motor insurance policy, also known as motor vehicle insurance or auto insurance, is a type of insurance coverage that provides financial protection against damages or losses related to a motor vehicle. Motor vehicle insurance is a contract between the policyholder (the owner of the vehicle) and the insurance company. In India, a basic motor insurance policy is mandated by law.

Liberty General Insurance offers comprehensive insurance coverage for both cars and two-wheelers, providing you with protection and peace of mind in the face of potential damages or losses. Experience the ultimate convenience by purchasing your motor insurance online at Liberty General Insurance.

Car Insurance for your Four-wheeler

Car insurance ensures you have the necessary financial protection in the event of an accident. Whether you're driving alone or facing an emergency, having the right coverage gives you the peace of mind you deserve.

Always choose a comprehensive coverage that goes beyond basic protection. When you choose a car insurance policy from Liberty General Insurance, our policy safeguards car owners like yourself against the following critical factors:

1. Damages to the insured vehicle.
2. Any third-party liability determined by the law.

Why Car Insurance?

Here are few reasons you should have car insurance:

• Legal Requirement: Car insurance is mandatory in many countries, including India. Driving a car without third-party insurance can lead to legal penalties.
• Coverage for Damages: Car insurance helps pay for damages to your vehicle. Whether it's minor scratches, dents, or more significant accidents, having a comprehensive car policy allows you to claim for damages and reduces repair expenses.
• Financial Protection for Your Loved Ones: Car accidents can occur unexpectedly, and they can result in serious injuries, disabilities, or even death. By having car insurance, you ensure that your family's financial well-being is secure in case of unfortunate events.

Having car insurance provides peace of mind, protects your finances, and ensures compliance with the law.

Types of Car Insurances in India

Before looking into the various insurance coverage options, let's begin by introducing the different types of car insurance coverage offered in India: Liability Only Policy, Stand-Alone Own Damage (SOD) Policy, and Comprehensive Policy.

At Liberty General Insurance, we provide the comprehensive package. In addition to the foundation seamless claim assistance at any time, providing you with round-the-clock coverage provided by the policy, you also get the flexibility to customize and strengthen your protection through a variety of Add-on Covers. For further details, check out What are the types of car insurance in India?

Let us take a look at the benefits you should consider when purchasing a motor insurance policy:

What to Consider When Purchasing Car Insurance

• Hassle-free claims to ensure a smooth and efficient process in the event of any unforeseen incidents.
• Seamless claim assistance at any time, providing you with round-the-clock support and guidance during unexpected events.
• Easy policy renewal process for ensuring continuous coverage and peace of mind for your vehicle.
• Additional protective covers, allowing you to customize your policy and extend your coverage according to your specific needs and preferences.
• Efficient customer services, for effective claims support & assistance.

To gain a comprehensive understanding, explore our blog - Things to know before you buy a car insurance policy. Check out Liberty General Insurance’s car insurance policy, to unlock all these significant benefits, ensuring comprehensive coverage and peace of mind for your vehicle.

Bike Insurance for your Two-wheeler

Two-wheeler insurance, also known as bike insurance, offers financial protection against a range of unfortunate events such as accidents, theft, and even natural disasters, ensuring that you receive the necessary coverage for any damages or losses incurred.

Why Bike Insurance?

Two-wheelers serve as a cost-effective mode of personal transportation, ideal for commuting in cities, towns, and even rural areas. In regions with challenging road conditions that make car or bus travel difficult, owning a two-wheeler proves to be a practical choice. Not only are they highly economical, but they also offer convenience compared to cars. It's important to note that acquiring two-wheeler insurance is a legal requirement as per The Motor Vehicles Act.

Get a two-wheeler insurance policy from Liberty General Insurance for your motorcycle, offering an array of appealing features:

• Renewal discounts for cost-effective coverage.
• Roadside assistance for immediate support during accidents.
• Instant online policy for easy access with a few clicks.
• Zero documentation for a hassle-free process.
• No paperwork required, thanks to our fully digital solution.

Skip the hassle of visiting your nearest branch- Buy/Renew Two Wheeler Insurance Policy Online. With Liberty General Insurance you can buy motor insurance online at your convenience.

Types Of Two-Wheeler Insurance

Liberty General Insurance provides two options for two-wheeler insurance policies: the standard annual policy and the multi-year plan. Here's an overview of each option:

Annual Policy

The bike insurance policy remains valid for a year, requiring an annual premium payment. It provides coverage for vehicle damage, personal injury, as well as third-party liabilities. Conveniently renew your policy through our user-friendly LiveMobile app or website.

Multi-year Policy

Liberty General presents a distinctive two-wheeler insurance policy, exclusively designed for our customers. The standout feature is the option to make a single premium payment and enjoy extended coverage for up to three years. If you frequently ride your bike, this exceptional product is tailored for you. Here’s a Step-to-Step Guide On How To Buy A Long-Term Two-Wheeler Insurance.

At Liberty General Insurance, we provide comprehensive insurance coverage for both cars and two-wheelers, ensuring your mental comfort in the face of potential risks. Our policies go beyond basic protection, offering benefits such as coverage for damages to the insured vehicle and third-party liabilities determined by the law. Secure your vehicles and enjoy comprehensive coverage with Liberty General Insurance.