A lot of time and money goes into procuring the valuables you own and keeping them secure and safe from damage should be your first line of defense against any financial losses and loss of possession. Since accidents like outbreak of a fire, earthquake, flood or a water tank burst are something we can neither predict nor control, it is important that you prepare in advance to at least minimize the effect on any such happening. For that, you have the Standard Fire & Special Perils Insurance policy that protects your needs against any of such unforeseen events.
This Standard Fire & Special Perils Insurance policy will covers you against losses or damage incurred to your valuable property and belongings caused by threats like fire, explosion, natural calamities etc. The policy is an ideal cover that ensures your property, including buildings, fixtures, furniture, machinery, trade stocks, tools, etc. is safe from the many accidents that can potentially destroy it.
The indemnity policy, Standard Fire & Special Perils Insurance by Liberty General Insurance pays for the actual value of the insured property or properties, immediately before any damage or loss. In case of used assets there would be a deduction for depreciation, unless you have selected the reinstatement insurance value.
The amount of premium you pay for the policy shall depend on certain risk factors such as the nature of occupancy, types of fire protection appliances installed, location, past loss experience, type of goods, nature of construction, deductibles and the coverage. Additional factors like the age of the asset, and kind of maintenance may also be considered.
This Standard Fire and Special Perils Insurance policy covers your furniture, instruments, machinery, buildings, trade stocks, etc. in the case of 12 specific risks mentioned below: -
If you own a property to be insured or have an interest in such a property as a bank or a financier, this policy is for you.??? To know more about the eligibility, inclusions and exclusions, please read the policy wordings.
Individuals, Commercial Establishments( Hotels, Offices, Shops, Malls, Hospitals etc.), Manufacturing units
This Policy covers various assets like Building, Plant and Machinery, Stock, Furniture, Fixtures and other immovable and movable assets against loss or damage
The policy will cover assets against following perils
(i) Fire
(ii) Lightning
(iii) Explosion / Implosion
(iv) Aircraft Damage
(v) Riot, Strike, Malicious Damages and Terrorism
(vi) Storm, Tempest, Cyclone, Typhoon, Hurricane, Tornado, flood, inundation,
(vii) Impact damage
(viii) Subsidence, Landslide and Rock slide
(ix) Missile Testing operations
(x) Bush Fire
(xi) Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
(xii) Leakage from Automatic Sprinkler Installations
It is an annual policy, But Long term Policy can be provided to individual Dwellings ( Home)
The Client has highly appreciated the inputs and report from Mr. Sudhanshu.
Its because of him we were able to
convince the client to move to Liberty along with local sales support.
We find the report is very exhaustive in bringing out the risk exposures and the works the client has to carry out for risk elimination. Surely the client will be benefited by the suggestions you have put forth.
Liberty Mutual Insurance Group Announces
New Joint Venture Partnership for Indian
Company
Chances are that you are among a large number of people who forget to renew their vehicle insurance ....
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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