Secure Health Connect Policy

A1. Minimum age Limit is 18 years and maximum Age limit is 65 years. Children between 91 days and 25 years can be insured provided either parent is getting insured under the Policy.

A2.
Secure Basic – Sum Insured 3, 4, 5L

Secure Elite – Sum Insured 2, 3, 4, 5, 6, 7.5, 10 L

Secure Supreme – Sum Insured 3, 4, 5, 6, 7.5, 10 L

Secure Complete – Sum Insured 2, 3, 4, 5, 6, 7.5, 10, 15 L

A3. You can buy this policy for yourself, your spouse, dependent children; above the age of 91 days up to 25 years, dependent parents or parents-in-law up to the age of 65 years.​

A4. Yes, Only in Secure complete.

A5.
2 Adults

2 Adults + 1 Child

2 Adults + 2 Children

2 Adults + 3 Children

1 Adult + 1 Child

1 Adult + 2 Children

1 Adult + 3 Child

A6. Reload of Sum Insured, Enhanced Loyalty Perk, Waiver of Medical Expenses Sub limits.

A7. The Medical Expenses incurred during any Hospitalisation due to the listed Surgeries / Medical Procedures or any listed medical treatment pertaining to an Illness / Injury shall be limited to actual expenses or up to the Sub limits (whichever is less) as stated in the „Annexure‟ attached to the Policy which is inclusive of its related Pre and Post Hospitalization expenses if applicable as specified under Part B. 1, 2 & 3 of the Policy.

A8. It is additional perks on every block of two claim free Policy renewals with us as per the SI and Plan opted. This will be accumulated in your Policy automatically and may be utilized after the 2nd claim free Policy renewal against any deduction as applicable under the Policy

A9. It can be taken in Monthly, quarterly or half yearly basis

A10. Medical examination may be required in some cases, based on the sum insured and the age of the person.

A11. When the Sum Insured is exhausted due to claims made and paid during the Policy Year the Company agrees to automatically reload the Sum Insured as specified in the Policy Schedule, for the particular policy year.

A12. The Policy provides for auto increase in Sum Insured by 10% or 25% for every claim free Policy year up to a maximum of 50% or 100% of the Sum Insured as per Plan chosen if the Policy is renewed without any break. The Enhanced Loyalty Perk as available can be enhanced maximum up to 150% of the Sum Insured or as stated under the Policy Schedule

A13. Sub limits as specified in the Annexure are waived off by opting this Add on benefit