
Car Insurance in Chandigarh

About Car Insurance in Chandigarh
Chandigarh is India's first planned city, quite distinct from the rest of the country and considerably better organized. It is the capital of both Haryana and Punjab, but the city itself is not part of either state, being a union territory, i.e. administered directly by the central government. Chandigarh, with the highest income per capita in India, is home to some of India's biggest brands. Hotspots for higher-end shopping include markets in Sector 17, Sector 22, Sector 35, and Manimajra. along with the Elante shopping mall. However, shopping is typically more expensive in Chandigarh than it is in other cities, including big cities such as Delhi.
Read MoreWhy choose Liberty General Insurance in Chandigarh?
Third Party Covers
Personal Accident Covert
Instant motor claims
Reliable customer support
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
What is an Insured Declared Value (IDV) in a car insurance policy?

What is a No-Claim Bonus or NCB in four wheeler insurance?

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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