
Car Insurance in Goa

About Car Insurance in Goa
Goa, a state on India's West coast, is a former Portuguese colony with a rich history. Spread over 3,700 square kilometres with a population of approximately 1.8 million, Goa is small by Indian standards. It has a unique mix of Indian and Portuguese cultures and architecture that attracts an estimated 2.5 million visitors each year. The Goan population is a mixture of Hindus and Roman Catholics, the distribution being approximately 65% Hindu and 24% Christian. There is also a smaller Muslim population. Despite this, communal violence has been virtually non-existent and Goa is regarded as one of the most peaceful states in India.
Goa's state language is Konkani. Most Goans speak Konkani, English, Hindi, and Marathi. Portuguese is also known by a small segment. Goa is famous for its beaches, ancient temples and churches, and the Goan carnival. Goa is also known for its churches, which are world-renowned as they have kept intact the old-world charm and thus are famous as tourist attractions. They are an indispensable part of the culture and society of Goa that have helped in the spread of education too. In recent years, Goa has developed as India's creative hub, attracting also more contemporary artists, designers and creative coders and engineers.
Read MoreWhy choose Liberty General Insurance in Goa?
Consumable Expenses
Personal Baggage
Conveyance Benefit
Downtime Protection
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
What are the risk covered by the comprehensive car insurance policy?

How to get a duplicate car insurance copy online?

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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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