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Car Insurance in Hubli
About Car Insurance in Hubli
The twin cities of Hubli and Dharwad are actually two cities, unified by single Municipal Corporation. Hubli-Dharwad is the second biggest conurbation of Karnataka after Bangalore. Hubli has been renamed as as Hubballi on the occasion of the Golden Jubilee of formation of Karnataka state. The name Hubballi literally means "Hu" - flower and "Balli" - creeper in Kannada. In reality however, the city is a bustling trading centre of little scenic beauty. On the other hand Dharwad is a charming quaint town spread across seven little hills. Hubli is the commercial centre and business hub of North Karnataka. It is also a noted industrial town.
This historic town was known as Raya Hubli and also as Elaya Puravada Halli during the ancient times. This city metamorphosed into an important commercial centre for trade in cotton and iron during the reign of the Vijaynagara empire. The city is noted for its handloom textile units and has many cotton ginning and processing mills. Cotton and groundnuts (peanuts for the Americans) are grown aplenty in the surrounding rural areas, and Hubli serves as a major trading centre for both commodities. It is also an important city for the Indian Railways, being the headquarters for South Western Railway Zone and the Hubli Division. It also has a century-old railway wagon workshop.
Read MoreWhy choose Liberty General Insurance in Hubli?
Key and Lock Replacement
Consumable Expenses
Personal Baggage
Conveyance Benefit
Key Features
Hassle-free inspection
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Claim Settlement
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Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
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7 days a week
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
Are electrical and non-electrical accessories covered?
What coverage is offered for third-party liability under a Liberty General car policy?
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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