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Car Insurance in Jammu
About Car Insurance in Jammu
Jammu is the winter capital of Jammu and Kashmir state in India. Jammu is also known as City of Temples, One can visit Raghunath Temple, Ranbireshwar Temple, Peer Kho Cave Temple, Bawey Wali Mata, Mahamaya Temple. Other Place of interest are Baag-e-Bahu Park, Amar Mahal Museum, Mansar Lake and Fish Aquarium at Baag-e-Bahu. Go to various temples in and around Jammu city. There are many good eateries in Jammu. At the higher end are the Imperial Grill, famous for its service and excellent food, along with the Bar Legend, Falak at KC Residency, The Earthen Oven in Fortune, Chinese and Indian restaurants at Hotel Asia and Hari Niwas Palace Hotel.
For medium budgets and fast-food KC Plaza and Premier can be tried. For the lovers of non-vegetarian cuisine Paras Ram di Hatti is a must visit place. Imperial Grill is in Bahu Plaza, whereas Fortune is on the way to KC Residency and KC Plaza on Residency Road. The best way to explore Jammu is to get some friends drive you around. There are several places which have a good scenery but are unfortunately not served by any kind of public transport.
Read MoreWhy choose Liberty General Insurance in Jammu?
Instant motor claims
Reliable customer support
24/7 Spot Assistance
Zero Depreciation Cover
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss
Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
Is there a need to file a First Information Report to raise a claim?
What is the meaning of cashless claims?
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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