
Car Insurance in Kochi

About Car Insurance in Kochi
Kochi is a cosmopolitan city in Kerala with a bustling commercial port. Kochi is the financial capital of Kerala and, with a population of more than 2 million, the biggest urban agglomeration in the state. It is one of the major tourist destinations in India. A city born in storm, nurtured in rivalry and established as battling ground for European empires. This phrase makes prefect understanding of Kochi which was formed as an ancient port city after the Great Floods of the Periyar River in 1341.
With partitioning of Chera Kerala empire in 14th century, this region came under control of a new dynasty, rivaled by other local feudal lords. With the advent of colonization, Kochi became the first major battle grounds of almost all European powers. However, least it made an impact over the fortunes of this city.
Read MoreWhy choose Liberty General Insurance in Kochi?
Downtime Protection
Emergency Assistance Cover
No Claim Bonus Protection
Return To Invoice
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
FAQs
What is the meaning of reimbursement claims?

Explain Zero Dep Add-on in Car Insurance Policy?

Popular Searches
Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
2019 Liberty General Insurance Ltd.
Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013
Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.