Car Insurance in Kochi

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About Car Insurance in Kochi

Kochi is a cosmopolitan city in Kerala with a bustling commercial port. Kochi is the financial capital of Kerala and, with a population of more than 2 million, the biggest urban agglomeration in the state. It is one of the major tourist destinations in India. A city born in storm, nurtured in rivalry and established as battling ground for European empires. This phrase makes prefect understanding of Kochi which was formed as an ancient port city after the Great Floods of the Periyar River in 1341.

With partitioning of Chera Kerala empire in 14th century, this region came under control of a new dynasty, rivaled by other local feudal lords. With the advent of colonization, Kochi became the first major battle grounds of almost all European powers. However, least it made an impact over the fortunes of this city.

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Why choose Liberty General Insurance in Kochi?

Downtime Protection

Emergency Assistance Cover

No Claim Bonus Protection

Return To Invoice

Key Features

Hassle-free inspection & Cashless Claim Services
Hassle-free inspection

Our inspection process means you don’t have to endure any hassles

Claim Settlement
Claim Settlement

Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Ease of Endorsement

Incorporate amendments in
your existing policy

Additional protection cover
Additional Protection Cover

Check our list of add-on policies
for your car

Customer Service – 7 Days a Week
Daily Customer Service

Call us from 8 am to 8 pm,
7 days a week

Cashless Garages
Cashless Garages

Find the nearest garage through
our garage locator

Types of car insurance policies

Third party Insurance

Third Party Insurance

Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance

Comprehensive Insurance

As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage to Car Insurance

Own Damage (OD) Cover

This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.

What Own Damage Insurance does not cover for your car?
  • Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
  • Damage caused to a third-party property
  • Injuries caused to other people in an accident
  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Consequential loss
Add-on covers

Add-on covers

Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.

FAQs

What is the meaning of reimbursement claims?

Explain Zero Dep Add-on in Car Insurance Policy?

Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656

2019 Liberty General Insurance Ltd.

Reg Office: 10th floor, Tower A, Peninsula Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty General Insurance Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.

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