
Car Insurance in Ranchi

About Car Insurance in Ranchi
Ranchi is the capital of the Indian state of Jharkhand. Ranchi is located on the Chotanagpur plateau, at a height of 2,140 feet above sea level.The entire area is generally covered with red soil. Extensive forests around Ranchi are composed mainly of sal, gambhar, asan, kend, simul and mahua. Bears, sambar, chital, nilgai and hares are found in the forests.
Summer afternoons are hot, but evenings and nights are cool and enjoyable. Languages spoken are Hindi, Urdu, Bengali, Maithili, Sadri, Oraon, Mundari and some dialects. English is not a common language but is well understood at most of the tourist spots. Even if it is not understood at a place, people are willing to help around with interpretation.
Read MoreWhy choose Liberty General Insurance in Ranchi?
Personal Baggage
Conveyance Benefit
Downtime Protection
Emergency Assistance Cover
Key Features

Hassle-free inspection
Our inspection process means you don’t have to endure any hassles

Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance

Ease of Endorsement
Incorporate amendments in
your existing policy

Additional Protection Cover
Check our list of add-on policies
for your car

Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Types of car insurance policies

Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.

Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.

Own Damage (OD) Cover
This policy covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc.
What Own Damage Insurance does not cover for your car?
- Damages to a third party vehicle (If you want coverage for both - own as well as third party damages then buy comprehensive car insurance)
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- A vehicle being used other than in accordance with the limitations as to use. For example, if you use your Private car for commercial purposes.
- Damage to/by person driving without a valid driving license
- Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
- Consequential loss

Add-on covers
Liberty General Insurance also offers various add-on covers which include depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, key loss cover, and roadside assistance cover.
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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