Car Insurance in Bangalore

In case you raise a car insurance claim in Bangalore, you will need to provide:

• Your insurance policy number
• Policy holder’s name
• Contact number
• Time and date of the accident
• Your vehicle number
• Accident location (in case of accident).

You will also need to give information like the model and make of the vehicle, and a detailed explanation of how, when and where the accident took place. You will also need to provide garage details where your vehicle is located to avail car insurance in Bangalore.

In case of a third party-related injury, you will be required to provide the details of the third-party. Other documents include a First Information Report (FIR) from the police station where the accident took place, proof of insurance, tax receipt, registration book, the driver’s licence of the insured driver, and estimated cost of repair from the garage.

In case you have made the payment, you will be required to submit repair bills and receipts, as well as a claims discharge-and-satisfaction voucher signed across a revenue stamp (Only for a cashless claim).

Insured Declared Value reflects the value of the motor vehicle determined based on the Manufacturer's listed selling price of the vehicle and depreciation based on the Age of the vehicle. The IDV is applicable for the purpose of Total Loss/ Constructive Total Loss (TL/ CTL) claims only. For the purpose of TL/CTL claim settlement, this IDV will not change during the currency of the policy period in question. IDV Depreciates with Vehicle Age which means car insurance prices for a new car will be higher than an old car.

To visit our Bangalore branch, click here.