Car Insurance in Delhi
About Car Insurance in Delhi
Despite the metro and a fairly robust public transport system, the sheer expanse of the nation’s capital means owning a car is not a luxury. Almost 52 km long and 48 km wide, it is India’s largest city in terms of area. Whether you love shopping or eating, visiting historical places or amusement parks, cold or hot weather, Delhi has something for you. And though people do complain about traffic (the number of cars in the city outnumber those in the next three metros put together) the roads are still well built and modern. And there’s no dearth of places to head out to for small breaks from the daily grind. The mighty Himalayas are an overnight drive away, so are pilgrim spots like Hardwar and Rishikesh, and the Corbett National Park renowned for its tigers. But whether you have a new car or an old one, a large SUV or a small hatchback, you need to have it insured. Not just because it is illegal to drive without insurance, but for your own peace of mind. If you own a car in Delhi, Liberty General Insurance, one of the most trusted names in automobile insurance, has a car insurance policy just for you.
Read MoreWhy choose Liberty General Insurance in Delhi?
Hassle-free paperwork
91% claim settlement ratio (2018-19)
97+ offices all over India
4,300+ partner garages in India
Key Features
Hassle-free inspection
Our inspection process means you don’t have to endure any hassles
Claim Settlement
Enjoy Hassle-free settlement with
Liberty General Insurance
Ease of Endorsement
Incorporate amendments in
your existing policy
Additional Protection Cover
Check our list of add-on policies
for your car
Daily Customer Service
Call us from 8 am to 8 pm,
7 days a week
Cashless Garages
Find the nearest garage through
our garage locator
Types of car insurance
Third Party Insurance
Driving without a Third Party or Liability Only insurance policy is a punishable offence under the Motor Vehicles Act of 1988. This policy, however, only covers loss or damage suffered by a third party in case of an accident arising out of the use of the insured vehicle. Remember that it does not cover any loss or damage to the insured vehicle or to the insured.
Comprehensive Insurance
As the name suggests, this is an all-inclusive policy which offers complete coverage for loss or damage to the third party as well as to you in case of theft or an accident.
Own Damage (OD) Cover
Own damage or comprehensive insurance covers damage caused by fire, explosion, lightning, burglary or housebreaking or theft, riots and strikes, earthquakes (fire and shock damage), typhoons or floods, riots and malicious acts, terror activity, etc. You can pick and choose from these depending on your needs and budget.
What insurance is not covered in case of Own Damage policy?
- Damage to third-party vehicle
- Damage caused to a third-party property
- Injuries caused to other people in an accident
- Normal wear-and-tear of the vehicle
- Mechanical and electrical breakdown
- In case you use your private car commercially
- Driving under the influence of alcohol or drugs
- Driving without a licence
- Consequential loss
Add-on covers
Liberty General Insurance gives you the option to choose various add-on covers such as depreciation cover, passenger assist, consumable cover, engine safe cover, GAP value cover, Key loss cover, and roadside assistance cover.
FAQs
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Registration Number: 150 | ARN:Advt/2018/March/26 | CIN: U66000MH2010PLC209656
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