Force Car Insurance

Third-party car insurance is mandatory according to the Motor Vehicle Act of 1988. However, it is advisable to buy a comprehensive car insurance, as third-party car insurance only covers third-party liability, and any damage to your car will not be covered. You can choose one of several Liberty General car insurance policies that cater to your requirements to ensure that you don’t feel the pinch in case your car is damaged. You should also look to buy an add-on insurance policy cover so that you can secure the best possible protection for yourself. Some of the add-on policies include Depreciation Cover, Engine Safe Cover, Passenger Assist Cover, Gap Value, Key Loss Cover, Roadside Assistance Cover, Consumable Cover.

If you haven’t made a single claim during a year, you will get a no-claims bonus the subsequent year. This can be used to reduce your insurance premiums. This bonus can be transferred in case you decide to switch your insurance provider.

In case you raise a car insurance claim, you will need to provide:

• Your insurance policy number
• Policy holder’s name
• Contact number
• Time and date of the accident
• Your vehicle number
• Accident location (in case of accident).

You will also need to give information like the model and make of the vehicle, and a detailed explanation of how, when and where the accident took place. You will also need to provide garage details where your vehicle is located to avail car insurance.

In case of a third party-related injury, you will be required to provide the details of the third-party. Other documents include a First Information Report (FIR) from the police station where the accident took place, proof of insurance, tax receipt, registration book, the driver’s licence of the insured driver, and estimated cost of repair from the garage.